99.8% accuracy · Same-day posting
Transaction Processing Services That Keep Your Books Current
Payments, receipts, journal entries, and bank feeds. Financial transactions pile up faster than your team can record them. Our dedicated transaction processing specialists record, categorize, and post every transaction with 99.8% accuracy, keeping your books current and audit-ready without the backlog.
Transaction Processing
Stop letting transaction backlogs compromise your financial visibility
Transaction processing is the foundation of accurate financial reporting. It encompasses recording, categorizing, and posting every financial event that flows through your business: customer payments, vendor disbursements, journal entries, bank deposits, credit card charges, wire transfers, ACH payments, petty cash transactions, and employee expense reports. When transactions aren't processed daily, the consequences compound fast. Your general ledger falls behind, account balances become unreliable, cash flow visibility disappears, and month-end close stretches from days into weeks. The average mid-market company processes 2,000 to 10,000 transactions per month across multiple bank accounts, credit cards, and payment platforms. At 3 to 5 minutes per transaction for proper categorization and posting, that's 100 to 800 hours of labor every month, a staggering amount of skilled accounting time spent on repetitive data entry. Our outsourced transaction processing service handles the entire workflow: importing bank feeds, matching and categorizing transactions against your chart of accounts, recording journal entries, posting to your general ledger, and reconciling across all accounts. Your books stay current, your reporting stays accurate, and your accounting team focuses on analysis instead of data entry.
What We Handle
Complete financial transaction management
Payment & receipt recording
Every incoming and outgoing payment is captured and recorded the same day it clears. Customer payments are matched to open invoices and applied correctly. Vendor payments are recorded against purchase orders and AP records. We handle ACH, wire transfers, credit card charges, checks, and digital payment platforms like PayPal and Stripe. Partial payments, split payments, and overpayments are all tracked with proper allocation. No more unidentified deposits sitting in suspense accounts for weeks.
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Journal entries & general ledger posting
Recurring journal entries, adjusting entries, accruals, prepayments, and intercompany transactions are prepared and posted on schedule. Every entry includes supporting documentation and a clear description for audit trail purposes. We follow your chart of accounts and posting rules exactly. No reclassification surprises at month-end. For businesses with multiple entities or departments, we maintain proper segment coding so your departmental P&L reports are always accurate.
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Bank & credit card transaction categorization
Bank feeds and credit card statements are imported daily, and every transaction is categorized against your chart of accounts. We apply consistent coding rules across all accounts, handle vendor name normalization for recurring charges, and flag unusual transactions for review. AI-assisted categorization handles routine transactions automatically, while our specialists review edge cases, new vendors, and transactions requiring judgment. The result: your bank reconciliation at month-end takes minutes instead of hours because categorization is already done.
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Expense report processing
Employee expense reports are reviewed for policy compliance, receipts are matched to claimed amounts, expenses are categorized by GL code and cost center, and approved amounts are posted to the general ledger. We flag out-of-policy expenses, missing receipts, and duplicate submissions before they're approved. For companies processing 50+ expense reports per month, we reduce processing time by 75% while catching 40% more policy violations than manual review alone.
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Cost Savings
The real cost of in-house transaction processing
A full-time bookkeeper in the US costs $42,000 to $55,000/year. With Acelerar, you get the same output for a fraction.
$48K
per year / per person
Salary · Benefits · Software · Training · Supervision
$15K
per year / per person
Pre-trained · 99.8% accuracy · Same-day posting
Why Outsource Transaction Processing
What changes when every transaction is processed on time
60% Processing Cost Reduction
In-house transaction processing costs $3 to $5 per transaction when you include staff time, error correction, and management overhead. Our managed service brings this below $1.50 per transaction, including categorization, posting, and reconciliation support.
99.8% Posting Accuracy
Every transaction is categorized against your chart of accounts with multi-layer verification. AI-assisted categorization handles routine entries while specialists verify complex transactions, intercompany allocations, and unusual items.
Same-Day Transaction Posting
Bank feeds are processed and transactions posted within the same business day. No more waiting until month-end to see where your cash went. Real-time posting means real-time financial visibility for better decision-making.
Faster Month-End Close
When transactions are processed daily instead of batched at month-end, your close cycle shrinks from 15 to 20 days to 5 to 7 days. Reconciliations are already done, journal entries are posted, and your trial balance is ready for review.
Clean Audit Trail
Every transaction is documented with supporting references, categorization rationale, and posting timestamps. Your auditors get exactly what they need: a complete, organized trail from source document to general ledger entry.
Scalable Transaction Volume
Seasonal businesses, growing companies, and M&A activity all create transaction volume spikes. Our team scales capacity within 48 hours. No hiring, no training, no lag between need and capability.
AI-Powered
How AI supercharges your transaction processing
Our transaction processing combines AI automation with human verification for speed and accuracy that traditional accounting teams cannot match.
Intelligent Auto-Categorization
Machine learning models trained on millions of financial transactions automatically categorize 80 to 90% of your bank feed entries. The AI learns your specific vendor patterns, recurring charges, and GL mapping rules, improving accuracy over time while reducing manual categorization by 85%.
Anomaly Detection
AI continuously monitors transaction patterns and flags anomalies: unusual amounts, unexpected vendors, duplicate charges, and transactions outside normal business parameters. Catches potential errors and fraud before they hit your general ledger.
Smart Data Extraction
AI extracts transaction data from bank statements, credit card feeds, receipts, and invoices automatically, parsing amounts, dates, vendors, and reference numbers without manual entry. Specialists verify exceptions while routine transactions flow through untouched.
Current books, not catch-up books. Our AI-native approach means your transaction processing stays real-time instead of becoming another month-end backlog to clear.
How It Works
From raw transactions to posted ledger in 4 steps
Import
Bank feeds, credit card statements, payment platform exports, and expense reports are imported into your accounting system daily. All sources consolidated into a single processing queue.
Categorize
Every transaction is matched to the correct GL account using your chart of accounts. AI handles routine categorization; specialists review new vendors, unusual amounts, and complex allocations.
Post
Categorized transactions are posted to your general ledger with proper date, amount, account, and reference details. Journal entries are prepared for accruals, prepayments, and adjustments.
Reconcile
Posted transactions are reconciled against bank statements and source documents. Discrepancies are investigated and resolved. You receive a daily processing summary and exception report.
We work with your accounting tools
Our teams are trained on the platforms you already use.
Industry Outlook
Where accounting outsourcing is heading
The accounting outsourcing market is growing as AI and automation reshape financial operations.